Question 1

Is Copia a good Monarch Money, YNAB, Rocket Money, EveryDollar, Simplifi, or Copilot alternative?

Accepted Answer

Yes. Copia is an affordable alternative to Monarch Money, YNAB, Rocket Money, EveryDollar, Simplifi, Copilot Money, and Goodbudget. You can start for free with manual accounts, and the full plan with bank connections is $4.99/month billed yearly, or $6.99 month to month. Simplifi can cost less on an annual promo. We still think a free zero-based sheet plus $4.99 a month for sync, receipts, and Mina is the better budget. See the compare page for the full table.

Question 2

How much does Copia cost?

Accepted Answer

Copia has a free tier that includes manual accounts, manual transactions, and the full budget view. Bank connections and the complete feature set are $4.99/month billed yearly, or $6.99 month to month. The yearly plan is $59.88 a year. If you subscribed during the beta, you keep the price you signed up at. We built Copia to be affordable because budgeting tools should not cost a fortune.

Question 3

Can I manually enter transactions, or is it automatic only?

Accepted Answer

Both. You can enter transactions by hand, use quick add, or import from a CSV. Automatic syncing through bank connections is available on the paid plan. Manual entry is free.

Question 4

How do I cancel my subscription?

Accepted Answer

You can cancel your subscription anytime from the settings page. We use Stripe to handle payments, so cancellation is straightforward and immediate.

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