We built Copia because every budgeting app with the features we wanted charged a premium for them. Copia has zero-based budgets, bank sync, receipt scanning, and bill tracking, and because we are a team of two with low overhead, we can charge a lot less.
Free to start. $4.99/month billed yearly for everything.
COPIA
Your receipt, itemized
TOTAL / YEAR$59.88
Works out to$4.99/mo
Budgeting app features
We do not run a product committee. When something in our budget annoys us, we fix it in Copia and ship it, usually that week.
“One Amazon charge, eleven things in the box, and no idea which budget it belonged to.”
Forward the email or snap a photo. Copia reads each line, links the receipt to its transaction, and splits it across your categories.
“We recategorized the same coffee shop every single week.”
Tell Copia once how a merchant should be handled, and every new transaction from it lands in the right place.
“We wanted to see rent and the car payment coming before they landed.”
Copia finds your subscriptions and bills, then shows posted and expected charges day by day so the month has no surprises.
“Our bank feed lagged by days, so our budget did too.”
Sync your banks, drop in a CSV, bulk-add a stack of rows, or take a photo of a statement. Your budget does not wait on anyone.
“We wanted help with the busywork, not a bot making changes behind our backs.”
Ask what you spent on groceries since June. When it drafts a budget, adds a transaction, or writes a rule, nothing changes until you approve it.
“We are engineers. We wanted to budget without touching the mouse.”
Press ⌘K to jump anywhere, add a transaction, or find an account. Go-to shortcuts cover every page.
Receipt tracking
Most budgeting apps stop at the total. A Kroger run is groceries, dog food, ibuprofen, and a bottle of wine, so Copia keeps reading. Set up forwarding once and receipts from Amazon, Uber, and the rest flow in on their own.
Money out is in ink, money in is green, and red only shows up when something needs you. That is the whole color system.
Why an affordable budgeting app costs less
We are two people building Copia, without a sales team, an ad budget, or an office to cover. That lets us price it at what we would happily pay for a budgeting app ourselves.
If you joined during the beta, you keep the price you signed up at, and we will tell you before the price changes for anyone.
Copia vs. EveryDollar, Copilot, Monarch Money, YNAB, yearly plans priced per month
Each yearly price divided by 12, from our comparison pages. Month to month, Copia is $6.99. See the full comparison
Start on the free tier and budget by hand. Upgrade when you want your banks and receipts to do the typing.
For budgeting by hand
$0
Everything, synced
$4.99/month, billed $59.88 yearly
Or $6.99 month to month. Cancel from settings anytime.
What we shipped lately
Who you are trusting with your budget
Copia began as a spreadsheet-backed side project. When Mint shut down and nothing affordable felt right, it became the thing we work on full time. We answer questions in Discord ourselves.
“Started Copia as a personal project to manage finances better. Now building it full-time because I couldn't find an affordable budgeting app that worked.”
“Co-founder who uses Copia daily. Focused on reliability and building something people actually want to use.”
No. We never see or store your bank login credentials. Copia uses Plaid to establish secure connections to your bank accounts, and all authentication happens through Plaid's secure infrastructure. We only receive transaction data, never your passwords.
Copia works in your mobile browser today. Native iOS and Android apps are in progress and headed to the App Store and Google Play.
Yes. From the Transactions page you can export the rows you are viewing as a CSV, including whatever filters you have on. CSV import is also available on the free plan if you are bringing history in from another app.
Copia has a free tier that includes manual accounts, manual transactions, and the full budget view. Bank connections and the complete feature set are $4.99/month billed yearly, or $6.99 month to month. The yearly plan is $59.88 a year. If you subscribed during the beta, you keep the price you signed up at. We built Copia to be affordable because budgeting tools should not cost a fortune.
Start on the free tier, set up a budget by hand, and upgrade only if you want your banks connected.
